PaymentsSource: Merchants Can Use Interchange’s Complexity to Their Advantage

October 2nd, 2018

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What Is Interchange Optimization: Decoding Credit Card Pricing Options

Our Chief Business Development Officer, Angelo Grecco, was recently featured in PaymentSource’s PayThink column. In the article, he discusses the difference between credit card pricing models for businesses just starting up or businesses contemplating a switch in pricing models. Flat rate, tiered pricing, and interchange-plus pricing can be complex, to say the least!

His article, called “Merchants can use interchange’s complexity to their advantage,” guides businesses through the pros and cons of each option.

If your business is contemplating interchange optimization, Angelo also talks through some important factors to consider and benefits to optimizing your interchange rates using Level II and Level III data. This is possible when using the interchange-plus pricing model and, in addition to cost savings, it can also help lessen the threat of fraudulent activity. Angelo notes in this article that interchange optimization can help to correct downgrades that would raise interchange costs.

Check out his article on PaymentsSource and feel free to contact us with any of your credit card pricing or interchange optimization questions.


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